💸 Inflation Calculator – How Much Will Your Money Be Worth Tomorrow?
With the MoneyNarrative Inflation Calculator, you can calculate how the purchasing power of your money changes over time.
Whether you want to know how much your savings will be worth in 10, 20, or 30 years, this calculator clearly shows your loss of purchasing power, real return, and target values.
It helps you understand:
- How inflation devalues your wealth
- How much money you’ll need in the future to maintain the same purchasing power
- What return you need to earn to offset inflation
📉 Example Calculation
Suppose you have €1,000 today, and the average annual inflation rate is 2.00%.
After 10 years, the result looks like this:
- Purchasing power after 10 years: €820.35
- Loss in euros: €179.65
- Purchasing power loss: 17.97%
This means: Goods and services that cost €1,000 today will cost about €1,220 in 10 years.
Your money loses a little of its real value every year.
📘 How the Inflation Calculator Works
- Enter your starting amount: Your current money value (e.g., €5,000)
- Inflation rate: Average annual inflation (e.g., 2%)
- Time period: The number of years you want to analyze
The calculator shows you:
- How your money’s purchasing power changes
- The loss in percentage and euros
- The target amount needed to maintain your purchasing power
💡 Why This Matters
Inflation affects everyone — it reduces the real value of your money.
Even at low inflation rates, the impact compounds dramatically over time.
That’s why it’s important to invest in a way that at least matches the inflation rate.
Example:
At 2% inflation per year, your money loses about 45% of its purchasing power in 30 years.
That means: €100,000 today will be worth only €55,000 in real terms.
🧭 Conclusion
The Inflation Calculator is an essential tool for anyone focused on long-term financial planning.
It clearly shows that “money in the bank” does not mean preserved value.
Only by accounting for inflation can you make informed investment decisions.
💬 Tip
Combine the Inflation Calculator with the Compound Interest Calculator to see how you can offset or outperform inflation with real returns.