Money Narrative LogoMoney Narrative Logo
Money Narrative LogoMoney Narrative Logo
MoneyNarrative
Home

Categories

  • Financial Independence
  • Understanding Economics
  • Investing
  • Personal Growth
  • LatAm Perspective

Latest Articles

View All Articles

Advertisement

Your ad could be here

Investing

  • Savings Plan Calculator
  • Compound Interest Calculator
  • Inflation Calculator

Retirement

  • Retirement Calculator
  • Pension Gap Calculator

Credit

  • Loan Calculator
  • Mortgage Calculator
  • Real Estate Calculator

Categories

  • Credit Cards
  • Mortgages
  • Checking Accounts
  • High-Yield Savings Accounts
  • Fixed-Term Deposit Accounts
  • Depots & Brokers
  • Insurances

Latest comparisons

View all comparisons

Advertisement

Your ad could be here
About us
  1. Home
  2. Comparisons
  3. Credit Card Comparison 2025

Credit Card Comparison 2025

Compare the best credit cards and find the right offer for your needs.

Our Top Picks

Advanzia Bank logo
Mastercard
Advanzia Gebührenfrei Mastercard Gold
Advanzia Bank
Annual fee:Free
Foreign transaction fee:Free
Interest:24.69% p.a.
Rating:4.5

Features:

Up to 7 weeks interest-free on purchases (if paid in full). No automatic debit – pay manually monthly or high interest applies. 5 % travel credit & car rental rebate, 24/7 support

Apply now
Santander logo
Visa
Santander BestCard Premium (Visa Gold)
Santander
Annual fee:99 €
Foreign transaction fee:Free
Interest:19.16% p.a.
Rating:4.2

Features:

Comfort package incl. phone theft & ticket insurance. Third-party ATM fees refunded on request. Flexible instalments. Lower fee with Santander account

Apply now
Consors Finanz (BNP Paribas) logo
Mastercard
Consors Finanz Mastercard
Consors Finanz (BNP Paribas)
Annual fee:Free
Foreign transaction fee:Free
Interest:18.9% p.a.
Rating:3.8

Features:

Up to 90 days interest-free (with quarterly billing). Flexible instalments; many financing options (e.g. 0 % at partners). Beware low default repayment

Apply now
Advanzia Bank logo

Advanzia Gebührenfrei Mastercard Gold

Advanzia Bank

Annual feeFree
Interest24.69% p.a.
Insurance

Apply now
Santander logo

Santander BestCard Premium (Visa Gold)

Santander

Annual fee99 €
Interest19.16% p.a.
Cashback
Insurance

Apply now
DKB (Deutsche Kreditbank) logo

DKB Visa Kreditkarte

DKB (Deutsche Kreditbank)

Annual fee29.88 €
Interestnull% p.a.
Apply now
Consors Finanz (BNP Paribas) logo

Consors Finanz Mastercard

Consors Finanz (BNP Paribas)

Annual feeFree
Interest18.9% p.a.

Apply now
Barclays logo

Barclays Visa

Barclays

Annual feeFree
Interest19.64% p.a.
Apply now
Barclays (Eurowings) logo

Eurowings Kreditkarte Premium

Barclays (Eurowings)

Annual fee99 €
Interest19.64% p.a.
Insurance
Rewards
Apply now
Santander logo

Santander BestCard Basic

Santander

Annual feeFree
Interest19.16% p.a.
Cashback

Apply now
Santander (für Amazon) logo

Amazon Visa Kreditkarte

Santander (für Amazon)

Annual feeFree
Interest20.13% p.a.
Cashback
Insurance

Apply now
American Express logo

American Express Gold Card

American Express

Annual fee240 €
Interestnull% p.a.
Insurance
Rewards

Apply now
American Express logo

American Express Platinum Card

American Express

Annual fee720 €
Interestnull% p.a.
Insurance
Rewards

Apply now
Credit Cards Compared
10 cards found
CardProviderAnnual fee Foreign transaction fee Cash withdrawalPerksInterest Rating ↓Action
Advanzia Gebührenfrei Mastercard GoldAdvanzia Bank logo
Advanzia Bank
Free
Permanently no annual fee
Free
Free
No ATM fee worldwide (interest accrues from withdrawal day)
Insurance
24.69% p.a.
4.5
Apply now
Santander BestCard Premium (Visa Gold)Santander logo
Santander
99 €
€75 p.a. with Santander current account, else €99 p.a.
Free
Free
Unlimited free ATM withdrawals worldwide
Cashback
Insurance
19.16% p.a.
4.2
Apply now
DKB Visa KreditkarteDKB (Deutsche Kreditbank) logo
DKB (Deutsche Kreditbank)
29.88 €
Free
Free
% p.a.
3.8
Apply now
Consors Finanz MastercardConsors Finanz (BNP Paribas) logo
Consors Finanz (BNP Paribas)
Free
Permanently free
Free
3.95%
ATM withdrawals: €3.95 under €300, free from €300 worldwide
18.9% p.a.
3.8
Apply now
Barclays VisaBarclays logo
Barclays
Free
Free
Free
19.64% p.a.
3.8
Apply now
Eurowings Kreditkarte PremiumBarclays (Eurowings) logo
Barclays (Eurowings)
99 €
Free
Free
Rewards
Insurance
19.64% p.a.
3.8
Apply now
Santander BestCard BasicSantander logo
Santander
Free
Permanently no basic fee
1.5%
Free
4 free withdrawals per month worldwide; from 5th: 1 % fee (min €5.25) per withdrawal
Cashback
19.16% p.a.
3.3
Apply now
Amazon Visa KreditkarteSantander (für Amazon) logo
Santander (für Amazon)
Free
1.5%
3.9%
Cashback
Insurance
20.13% p.a.
3.3
Apply now
American Express Gold CardAmerican Express logo
American Express
240 €
€20 per month; often free in year 1 during promos
2%
4%
4 % fee on worldwide cash withdrawals; avoid due to high cost
Rewards
Insurance
% p.a.
2.0
Apply now
American Express Platinum CardAmerican Express logo
American Express
720 €
€60 per month; no fee waiver available
2%
4%
4 % ATM fee worldwide; very expensive, so cash withdrawals with this card are not recommended
Rewards
Insurance
% p.a.
2.0
Apply now

Frequently Asked Questions about Credit Cards

Note

We make every effort to ensure that the content of this page is always up-to-date, correct and complete. However, we cannot guarantee that the information provided is up-to-date, correct or complete. For the most up-to-date product and price information, we recommend visiting the respective provider websites. The conditions listed in the comparison generally apply to new customers.

Sources: The information is taken from the price and service specifications and publicly available information on the providers' websites.

Disclaimer

Links that are marked as such are affiliate or advertising links. This means that we may receive a commission if you buy or conclude a contract via these links - at no additional cost to you. By doing so, you support our work and help to keep our website running. Thank you very much!